Debt Negotiation Help
Credit card debt can quickly grow to be overwhelming, especially when you have needed to make unexpected charges due to health problems, job loss, and other sudden life events. I may be able to help negotiate a debt settlement with your creditors.
An Orange County Lawyer can Help When You are Overwhelmed with Debt
Consumer debt can quickly spiral out of control, and I know how devastating this can be for hard-working individuals and families in Orange County and throughout Southern California. I work with many clients who are seeking debt relief. I can help negotiate a debt settlement agreement that can allow you to get back on track financially.
Depending on the specific details of your situation, I can negotiate with your creditors to either settle your debt for less than full balance, or create a payment plan with the option to settle in the future. An agreement can prevent a creditor from moving forward with a debt collection lawsuit. I have negotiated a variety of debt settlement agreements and have helped many consumers obtain much-needed debt relief. I can help you to get your life back on track when you are facing overwhelming debt.
Strategizing about debt relief. Managing bills and monthly payments. Getting your life back.
- Debt negotiation and settlement is an alternative to bankruptcy
- I communicate directly with each creditor to try to negotiate a favorable settlement or payment plan
- A settlement agreement during a collections lawsuit can help prevent a garnishment of wages and bank account levy
FAQ
I know you have many questions, and I am here to answer them all.
I know how difficult it can be to struggle with debt…or have already been served with a Summons and Complaint. While you can be sued by a creditor or debt collector, we want to emphasize that we are here to help. We may be able to negotiate a debt settlement or other options to benefit you.
Many debt negotiation settlements or arrangements require consumers to make regular payments to creditors over a period of time. Yet we want you to know that you still have other options if making these payments becomes too difficult. Unexpected life events happen, and you might not be able to hold up your end of the agreement. Bankruptcy is certainly still an option, and our firm can assist you.
There is a lot of misinformation about consumer debt out in the world to frighten hard-working individuals and families. We want to be clear that, while being unable to pay debt might ultimately result in a debt collection lawsuit, this is a civil lawsuit. In other words, you will not be facing criminal penalties even if you are sued by a creditor. If a lawsuit does arise, we can help you pursue many options toward a favorable resolution.
Testimonials
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Get in touch today
As a dedicated and experienced professional at an Orange County consumer bankruptcy firm, I can begin working with you today to manage your debt.
Call: (949) 328-9330
Email: angela@AMbankruptcy.com
