I am a committed Orange County bankruptcy lawyer who believes every consumer deserves to be free from overwhelming debt. Chapter 13 Bankruptcy can be an extremely helpful tool for wage-earning debtors and those facing foreclosure.
I know that debt can add up and can feel insurmountable, even if you are still working and earning a paycheck. Unexpected life events happen, and sometimes there is nothing you can do to avoid taking on credit card debt or a loan. Yet in time, these debts can become difficult to repay, and it can feel as if they are taking over your life.
I, as an Orange County bankruptcy lawyer, have years of experience helping those struggling with debt, and I know that a Chapter 13 Bankruptcy may be able to help you. It is a type of reorganization bankruptcy through which you restructure debt with a repayment plan, and pay over a period of three or five years. Not only can Chapter 13 Bankruptcy help you get back on track, but it can also allow you to stop a foreclosure and remain in your home.